Exclusions are another critical factor when evaluating Lemonade's rental car coverage. Certain situations may not be covered under their policies at all or may have specific conditions attached to them before claims can be filed. For example:

• The environment plays a significant role in automotive care. Exposure to harsh weather conditions can accelerate wear and tear. An autocare plan should account for regional climates, adjusting maintenance schedules accordingly. For instance, vehicles in coastal areas may require more frequent rust treatments due to saltwater exposure. Adapting to these conditions ensures comprehensive care.

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